Call reports 2024
CITIZENS STATE BANK OF CHENEY, KANSAS, THE — 2024
What CITIZENS STATE BANK OF CHENEY, KANSAS, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 80,047,000 | 82,526,000 | 81,284,000 | 79,835,000 |
| Total loans | 49,317,000 | 52,487,000 | 53,322,000 | 55,003,000 |
| Allowance for loan losses | 848,000 | 846,000 | 845,000 | 888,000 |
| Securities available for sale | 19,662,000 | 19,281,000 | 19,173,000 | 18,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,289,000 | 76,513,000 | 74,358,000 | 73,479,000 |
| Interest-bearing deposits | 52,589,000 | 54,507,000 | 53,970,000 | 53,507,000 |
| Noninterest-bearing deposits | 21,700,000 | 22,006,000 | 20,388,000 | 19,972,000 |
| Equity capital | 5,621,000 | 5,879,000 | 6,760,000 | 6,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 975,000 | 2,035,000 | 3,148,000 | 4,279,000 |
| Interest expense | 222,000 | 446,000 | 693,000 | 955,000 |
| Net interest income | 753,000 | 1,589,000 | 2,455,000 | 3,324,000 |
| Noninterest income | 85,000 | 171,000 | 280,000 | 377,000 |
| Noninterest expense | 443,000 | 1,006,000 | 1,501,000 | 2,020,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 50,000 |
| Pretax income | 398,000 | 754,000 | 1,233,000 | 1,631,000 |
| Income tax | 8,000 | 24,000 | 45,000 | 62,000 |
| Net income | 390,000 | 730,000 | 1,188,000 | 1,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,490,000 | 8,830,000 | 8,996,000 | 9,084,000 |
| Total capital | 9,322,000 | 9,676,000 | 9,841,000 | 9,965,000 |
| Risk-weighted assets | 66,534,000 | 69,582,000 | 70,038,000 | 70,461,000 |