Call reports 2023
CITIZENS STATE BANK OF CHENEY, KANSAS, THE — 2023
What CITIZENS STATE BANK OF CHENEY, KANSAS, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 81,016,000 | 80,254,000 | 78,941,000 | 76,210,000 |
| Total loans | 47,522,000 | 50,095,000 | 50,824,000 | 50,780,000 |
| Allowance for loan losses | 833,000 | 835,000 | 830,000 | 848,000 |
| Securities available for sale | 21,806,000 | 21,427,000 | 19,237,000 | 20,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,789,000 | 74,773,000 | 74,269,000 | 70,353,000 |
| Interest-bearing deposits | 54,281,000 | 54,659,000 | 53,603,000 | 49,620,000 |
| Noninterest-bearing deposits | 21,508,000 | 20,114,000 | 20,666,000 | 20,733,000 |
| Equity capital | 5,146,000 | 5,393,000 | 4,553,000 | 5,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,794,000 | 2,782,000 | 3,671,000 |
| Interest expense | 120,000 | 282,000 | 472,000 | 679,000 |
| Net interest income | 762,000 | 1,512,000 | 2,310,000 | 2,992,000 |
| Noninterest income | 90,000 | 174,000 | 278,000 | 359,000 |
| Noninterest expense | 397,000 | 899,000 | 1,339,000 | 1,819,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 457,000 | 790,000 | 1,252,000 | 1,535,000 |
| Income tax | 17,000 | 32,000 | 52,000 | 64,000 |
| Net income | 440,000 | 758,000 | 1,200,000 | 1,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,947,000 | 8,266,000 | 8,415,000 | 8,393,000 |
| Total capital | 8,694,000 | 9,034,000 | 9,245,000 | 9,227,000 |
| Risk-weighted assets | 59,653,000 | 61,391,000 | 68,462,000 | 66,713,000 |