Call reports 2021
CITIZENS STATE BANK OF CHENEY, KANSAS, THE — 2021
What CITIZENS STATE BANK OF CHENEY, KANSAS, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 77,770,000 | 80,125,000 | 79,901,000 | 79,421,000 |
| Total loans | 35,532,000 | 37,664,000 | 38,987,000 | 40,308,000 |
| Allowance for loan losses | 773,000 | 738,000 | 745,000 | 780,000 |
| Securities available for sale | 21,717,000 | 23,597,000 | 24,779,000 | 25,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,149,000 | 72,419,000 | 72,244,000 | 72,004,000 |
| Interest-bearing deposits | 49,943,000 | 51,630,000 | 50,921,000 | 50,190,000 |
| Noninterest-bearing deposits | 20,206,000 | 20,789,000 | 21,323,000 | 21,814,000 |
| Equity capital | 7,559,000 | 7,651,000 | 7,598,000 | 7,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,607,000 | 2,282,000 | 2,950,000 |
| Interest expense | 58,000 | 116,000 | 165,000 | 207,000 |
| Net interest income | 852,000 | 1,491,000 | 2,117,000 | 2,743,000 |
| Noninterest income | 79,000 | 169,000 | 271,000 | 362,000 |
| Noninterest expense | 395,000 | 873,000 | 1,263,000 | 1,718,000 |
| Provision for loan losses | 20,000 | 20,000 | 25,000 | 50,000 |
| Pretax income | 516,000 | 769,000 | 1,104,000 | 1,340,000 |
| Income tax | 28,000 | 39,000 | 54,000 | 64,000 |
| Net income | 488,000 | 730,000 | 1,050,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,349,000 | 7,298,000 | 7,326,000 | 7,260,000 |
| Total capital | 7,938,000 | 7,915,000 | 7,965,000 | 7,919,000 |
| Risk-weighted assets | 46,941,000 | 49,212,000 | 50,976,000 | 52,607,000 |