Call reports 2020
CITIZENS STATE BANK OF CHENEY, KANSAS, THE — 2020
What CITIZENS STATE BANK OF CHENEY, KANSAS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 66,737,000 | 73,218,000 | 71,836,000 | 72,217,000 |
| Total loans | 32,879,000 | 34,449,000 | 34,945,000 | 34,728,000 |
| Allowance for loan losses | 730,000 | 753,000 | 753,000 | 751,000 |
| Securities available for sale | 17,046,000 | 18,067,000 | 20,006,000 | 20,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,405,000 | 65,600,000 | 64,212,000 | 64,782,000 |
| Interest-bearing deposits | 45,160,000 | 47,608,000 | 47,252,000 | 47,381,000 |
| Noninterest-bearing deposits | 14,245,000 | 17,992,000 | 16,960,000 | 17,401,000 |
| Equity capital | 7,257,000 | 7,562,000 | 7,569,000 | 7,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,385,000 | 2,004,000 | 2,625,000 |
| Interest expense | 99,000 | 181,000 | 254,000 | 323,000 |
| Net interest income | 562,000 | 1,204,000 | 1,750,000 | 2,302,000 |
| Noninterest income | 83,000 | 157,000 | 242,000 | 326,000 |
| Noninterest expense | 369,000 | 796,000 | 1,192,000 | 1,597,000 |
| Provision for loan losses | 10,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 266,000 | 515,000 | 774,000 | 1,006,000 |
| Income tax | 8,000 | 19,000 | 30,000 | 40,000 |
| Net income | 258,000 | 496,000 | 744,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,738,000 | 6,976,000 | 7,029,000 | 6,861,000 |
| Total capital | 7,312,000 | 7,579,000 | 7,657,000 | 7,446,000 |
| Risk-weighted assets | 45,781,000 | 48,120,000 | 50,120,000 | 46,634,000 |