Call reports 2019
CITIZENS STATE BANK OF CHENEY, KANSAS, THE — 2019
What CITIZENS STATE BANK OF CHENEY, KANSAS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 61,149,000 | 62,625,000 | 63,221,000 | 61,026,000 |
| Total loans | 35,630,000 | 35,568,000 | 33,709,000 | 34,330,000 |
| Allowance for loan losses | 704,000 | 711,000 | 724,000 | 721,000 |
| Securities available for sale | 14,618,000 | 15,373,000 | 15,550,000 | 16,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,309,000 | 55,435,000 | 55,972,000 | 53,853,000 |
| Interest-bearing deposits | 41,317,000 | 43,027,000 | 41,899,000 | 40,978,000 |
| Noninterest-bearing deposits | 12,992,000 | 12,408,000 | 14,073,000 | 12,875,000 |
| Equity capital | 6,772,000 | 7,134,000 | 7,185,000 | 7,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,332,000 | 2,018,000 | 2,685,000 |
| Interest expense | 94,000 | 198,000 | 302,000 | 403,000 |
| Net interest income | 567,000 | 1,134,000 | 1,716,000 | 2,282,000 |
| Noninterest income | 69,000 | 138,000 | 215,000 | 286,000 |
| Noninterest expense | 366,000 | 773,000 | 1,159,000 | 1,555,000 |
| Provision for loan losses | 15,000 | 20,000 | 35,000 | 35,000 |
| Pretax income | 255,000 | 483,000 | 743,000 | 991,000 |
| Income tax | 4,000 | 14,000 | 25,000 | 36,000 |
| Net income | 251,000 | 469,000 | 718,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,693,000 | 6,871,000 | 6,828,000 | 6,773,000 |
| Total capital | 7,397,000 | 7,438,000 | 7,388,000 | 7,338,000 |
| Risk-weighted assets | 66,985,000 | 45,184,000 | 44,607,000 | 45,034,000 |