Call reports 2018
CITIZENS STATE BANK OF CHENEY, KANSAS, THE — 2018
What CITIZENS STATE BANK OF CHENEY, KANSAS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 59,736,000 | 60,017,000 | 56,166,000 | 59,104,000 |
| Total loans | 36,330,000 | 36,041,000 | 35,363,000 | 36,490,000 |
| Allowance for loan losses | 547,000 | 627,000 | 671,000 | 687,000 |
| Securities available for sale | 14,724,000 | 14,661,000 | 14,301,000 | 14,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,250,000 | 53,429,000 | 49,687,000 | 52,498,000 |
| Interest-bearing deposits | 40,569,000 | 39,597,000 | 37,312,000 | 39,686,000 |
| Noninterest-bearing deposits | 12,681,000 | 13,832,000 | 12,375,000 | 12,812,000 |
| Equity capital | 6,418,000 | 6,545,000 | 6,428,000 | 6,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,254,000 | 1,887,000 | 2,531,000 |
| Interest expense | 61,000 | 128,000 | 201,000 | 283,000 |
| Net interest income | 561,000 | 1,126,000 | 1,686,000 | 2,248,000 |
| Noninterest income | 79,000 | 156,000 | 244,000 | 320,000 |
| Noninterest expense | 351,000 | 761,000 | 1,127,000 | 1,500,000 |
| Provision for loan losses | 30,000 | 115,000 | 160,000 | 180,000 |
| Pretax income | 267,000 | 414,000 | 651,000 | 896,000 |
| Income tax | 12,000 | 11,000 | 21,000 | 32,000 |
| Net income | 255,000 | 403,000 | 630,000 | 864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,612,000 | 6,760,000 | 6,792,000 | 6,734,000 |
| Total capital | 7,159,000 | 7,387,000 | 7,463,000 | 7,421,000 |
| Risk-weighted assets | 56,891,000 | 56,197,000 | 55,014,000 | 67,205,000 |