Call reports 2014

CITIZENS STATE BANK OF CHENEY, KANSAS, THE — 2014

Name: CITIZENS STATE BANK OF CHENEY, KANSAS, THE — FFIEC call report 2014
Creator: CITIZENS STATE BANK OF CHENEY, KANSAS, THE

What CITIZENS STATE BANK OF CHENEY, KANSAS, THE reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/2bb1ff05-ed31-424e-89cb-38213b4a49d8/2014

Balance sheet

What the bank holds and owes at quarter end

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Total assets	57,304,000	56,786,000	59,125,000	57,682,000
Total loans	33,369,000	34,427,000	35,401,000	35,892,000
Allowance for loan losses	466,000	491,000	547,000	515,000
Securities available for sale	15,563,000	15,535,000	16,435,000	14,693,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	50,498,000	49,693,000	50,808,000	48,962,000
Interest-bearing deposits	37,719,000	37,192,000	36,864,000	36,700,000
Noninterest-bearing deposits	12,779,000	12,501,000	13,944,000	12,262,000
Equity capital	6,773,000	7,062,000	6,997,000	6,927,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Interest income	589,000	1,190,000	1,814,000	2,450,000
Interest expense	46,000	92,000	140,000	188,000
Net interest income	543,000	1,098,000	1,674,000	2,262,000
Noninterest income	63,000	126,000	212,000	282,000
Noninterest expense	331,000	722,000	1,109,000	1,474,000
Provision for loan losses	20,000	50,000	80,000	170,000
Pretax income	255,000	452,000	697,000	959,000
Income tax	11,000	15,000	26,000	39,000
Net income	244,000	437,000	671,000	920,000

Basel measures — not reported for every quarter

Measure	2014Q1	2014Q2	2014Q3	2014Q4
Tier 1 capital	6,475,000	6,668,000	6,610,000	6,565,000
Total capital	6,928,000	7,133,000	7,089,000	7,064,000
Risk-weighted assets	36,246,000	37,141,000	38,216,000	39,920,000