Call reports 2008
CITIZENS STATE BANK OF CHENEY, KANSAS, THE — 2008
What CITIZENS STATE BANK OF CHENEY, KANSAS, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 44,276,000 | 45,898,000 | 45,688,000 | 47,270,000 |
| Total loans | 31,863,000 | 31,987,000 | 31,100,000 | 31,763,000 |
| Allowance for loan losses | 151,000 | 155,000 | 120,000 | 198,000 |
| Securities available for sale | 9,609,000 | 10,262,000 | 11,325,000 | 11,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,428,000 | 39,375,000 | 39,345,000 | 40,710,000 |
| Interest-bearing deposits | 29,960,000 | 31,866,000 | 31,656,000 | 33,609,000 |
| Noninterest-bearing deposits | 7,468,000 | 7,509,000 | 7,689,000 | 7,101,000 |
| Equity capital | 5,430,000 | 5,500,000 | 5,619,000 | 5,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,512,000 | 2,280,000 | 3,063,000 |
| Interest expense | 252,000 | 488,000 | 712,000 | 925,000 |
| Net interest income | 499,000 | 1,024,000 | 1,568,000 | 2,138,000 |
| Noninterest income | 78,000 | 162,000 | 264,000 | 348,000 |
| Noninterest expense | 288,000 | 614,000 | 922,000 | 1,253,000 |
| Provision for loan losses | 0 | 4,000 | 36,000 | 111,000 |
| Pretax income | 289,000 | 568,000 | 874,000 | 1,122,000 |
| Income tax | 8,000 | 18,000 | 26,000 | 36,000 |
| Net income | 281,000 | 550,000 | 848,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,276,000 | 5,545,000 | 5,589,000 | 5,574,000 |
| Total capital | 5,427,000 | 5,700,000 | 5,709,000 | 5,772,000 |
| Risk-weighted assets | 31,669,000 | 32,480,000 | 31,197,000 | 31,743,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK OF CHENEY, KANSAS, THE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.