Call reports 2025
SAVANNAH BANK, N.A. — 2025
What SAVANNAH BANK, N.A. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 185,833,000 | 190,186,000 | 186,305,000 | 189,499,000 |
| Total loans | 93,580,000 | 94,848,000 | 92,951,000 | 93,151,000 |
| Allowance for loan losses | 1,239,000 | 1,242,000 | 1,238,000 | 1,192,000 |
| Securities available for sale | 67,166,000 | 65,222,000 | 66,005,000 | 71,114,000 |
| Securities held to maturity | 3,965,000 | 3,821,000 | 3,860,000 | 3,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,792,000 | 174,212,000 | 168,810,000 | 171,387,000 |
| Interest-bearing deposits | 129,112,000 | 134,278,000 | 135,640,000 | 136,189,000 |
| Noninterest-bearing deposits | 40,680,000 | 39,934,000 | 33,170,000 | 35,198,000 |
| Equity capital | 12,243,000 | 12,707,000 | 13,626,000 | 14,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,130,000 | 4,421,000 | 6,679,000 | 8,884,000 |
| Interest expense | 822,000 | 1,668,000 | 2,578,000 | 3,502,000 |
| Net interest income | 1,308,000 | 2,753,000 | 4,101,000 | 5,382,000 |
| Noninterest income | 79,000 | 165,000 | 255,000 | 332,000 |
| Noninterest expense | 1,128,000 | 2,270,000 | 3,467,000 | 4,661,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 234,000 | 622,000 | 866,000 | 1,030,000 |
| Income tax | 4,000 | -7,000 | -7,000 | -7,000 |
| Net income | 230,000 | 629,000 | 873,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,920,000 | 16,319,000 | 16,563,000 | 16,728,000 |
| Total capital | 17,130,000 | 17,561,000 | 17,785,000 | 17,920,000 |
| Risk-weighted assets | 96,791,000 | 99,442,000 | 97,718,000 | 98,087,000 |