Call reports 2024
SAVANNAH BANK, N.A. — 2024
What SAVANNAH BANK, N.A. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 177,115,000 | 171,509,000 | 182,854,000 | 182,800,000 |
| Total loans | 94,075,000 | 92,745,000 | 93,338,000 | 92,251,000 |
| Allowance for loan losses | 1,245,000 | 1,294,000 | 1,254,000 | 1,239,000 |
| Securities available for sale | 62,747,000 | 55,332,000 | 59,749,000 | 66,998,000 |
| Securities held to maturity | 4,282,000 | 4,221,000 | 4,297,000 | 4,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,204,000 | 157,871,000 | 166,607,000 | 168,574,000 |
| Interest-bearing deposits | 128,572,000 | 124,383,000 | 133,238,000 | 133,509,000 |
| Noninterest-bearing deposits | 35,632,000 | 33,488,000 | 33,369,000 | 35,065,000 |
| Equity capital | 10,358,000 | 10,258,000 | 11,818,000 | 11,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,036,000 | 4,059,000 | 6,187,000 | 8,369,000 |
| Interest expense | 845,000 | 1,666,000 | 2,582,000 | 3,542,000 |
| Net interest income | 1,191,000 | 2,393,000 | 3,605,000 | 4,827,000 |
| Noninterest income | 260,000 | 349,000 | 450,000 | 537,000 |
| Noninterest expense | 1,101,000 | 2,219,000 | 3,394,000 | 4,552,000 |
| Provision for loan losses | 15,000 | 65,000 | 75,000 | 77,000 |
| Pretax income | 335,000 | 458,000 | 586,000 | 735,000 |
| Income tax | 15,000 | 15,000 | 0 | 0 |
| Net income | 320,000 | 443,000 | 586,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,276,000 | 15,399,000 | 15,541,000 | 15,690,000 |
| Total capital | 16,476,000 | 16,576,000 | 16,749,000 | 16,884,000 |
| Risk-weighted assets | 95,972,000 | 94,012,000 | 96,569,000 | 95,444,000 |