Call reports 2023
SAVANNAH BANK, N.A. — 2023
What SAVANNAH BANK, N.A. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 180,119,000 | 178,364,000 | 179,662,000 | 179,970,000 |
| Total loans | 90,617,000 | 92,702,000 | 92,728,000 | 94,240,000 |
| Allowance for loan losses | 1,210,000 | 1,225,000 | 1,240,000 | 1,255,000 |
| Securities available for sale | 65,845,000 | 60,906,000 | 57,781,000 | 55,854,000 |
| Securities held to maturity | 8,132,000 | 6,585,000 | 6,514,000 | 4,327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,871,000 | 166,102,000 | 168,186,000 | 166,757,000 |
| Interest-bearing deposits | 133,454,000 | 132,030,000 | 133,618,000 | 131,871,000 |
| Noninterest-bearing deposits | 35,417,000 | 34,072,000 | 34,568,000 | 34,886,000 |
| Equity capital | 8,518,000 | 9,130,000 | 7,829,000 | 10,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,695,000 | 3,523,000 | 5,436,000 | 7,505,000 |
| Interest expense | 391,000 | 971,000 | 1,697,000 | 2,509,000 |
| Net interest income | 1,304,000 | 2,552,000 | 3,739,000 | 4,996,000 |
| Noninterest income | 87,000 | 171,000 | 260,000 | 345,000 |
| Noninterest expense | 1,083,000 | 2,140,000 | 3,230,000 | 4,379,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 293,000 | 553,000 | 724,000 | 902,000 |
| Income tax | 0 | 15,000 | 11,000 | 11,000 |
| Net income | 293,000 | 538,000 | 713,000 | 891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,357,000 | 14,602,000 | 14,778,000 | 14,956,000 |
| Total capital | 15,550,000 | 15,814,000 | 15,991,000 | 16,164,000 |
| Risk-weighted assets | 95,447,000 | 96,933,000 | 97,003,000 | 96,560,000 |