Call reports 2022
SAVANNAH BANK, N.A. — 2022
What SAVANNAH BANK, N.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 174,853,000 | 170,851,000 | 172,357,000 | 178,425,000 |
| Total loans | 81,477,000 | 82,267,000 | 86,083,000 | 88,816,000 |
| Allowance for loan losses | 1,296,000 | 1,311,000 | 1,292,000 | 1,306,000 |
| Securities available for sale | 59,410,000 | 61,343,000 | 63,558,000 | 62,865,000 |
| Securities held to maturity | 9,274,000 | 9,306,000 | 8,028,000 | 7,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,680,000 | 159,996,000 | 162,177,000 | 165,882,000 |
| Interest-bearing deposits | 123,108,000 | 121,704,000 | 125,606,000 | 125,904,000 |
| Noninterest-bearing deposits | 39,572,000 | 38,292,000 | 36,571,000 | 39,978,000 |
| Equity capital | 9,951,000 | 8,527,000 | 7,631,000 | 7,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,144,000 | 2,396,000 | 3,806,000 | 5,335,000 |
| Interest expense | 47,000 | 96,000 | 153,000 | 268,000 |
| Net interest income | 1,097,000 | 2,300,000 | 3,653,000 | 5,067,000 |
| Noninterest income | 98,000 | 194,000 | 287,000 | 372,000 |
| Noninterest expense | 982,000 | 2,088,000 | 3,138,000 | 4,175,000 |
| Provision for loan losses | 15,000 | 30,000 | 47,000 | 65,000 |
| Pretax income | 198,000 | 360,000 | 739,000 | 1,166,000 |
| Income tax | 18,000 | 18,000 | 3,000 | -24,000 |
| Net income | 180,000 | 342,000 | 736,000 | 1,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,497,000 | 13,551,000 | 13,848,000 | 14,065,000 |
| Total capital | 14,614,000 | 14,668,000 | 14,992,000 | 15,244,000 |
| Risk-weighted assets | 89,181,000 | 89,199,000 | 91,408,000 | 94,171,000 |