Call reports 2021
SAVANNAH BANK, N.A. — 2021
What SAVANNAH BANK, N.A. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 165,587,000 | 164,201,000 | 166,143,000 | 172,488,000 |
| Total loans | 73,975,000 | 76,121,000 | 75,461,000 | 78,236,000 |
| Allowance for loan losses | 1,221,000 | 1,234,000 | 1,262,000 | 1,288,000 |
| Securities available for sale | 56,947,000 | 58,594,000 | 56,151,000 | 56,254,000 |
| Securities held to maturity | 11,648,000 | 9,298,000 | 8,966,000 | 10,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,944,000 | 148,749,000 | 150,050,000 | 157,260,000 |
| Interest-bearing deposits | 113,182,000 | 112,845,000 | 116,758,000 | 113,910,000 |
| Noninterest-bearing deposits | 36,762,000 | 35,904,000 | 33,292,000 | 43,350,000 |
| Equity capital | 13,502,000 | 13,380,000 | 13,524,000 | 13,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,274,000 | 3,383,000 | 4,481,000 |
| Interest expense | 58,000 | 111,000 | 161,000 | 211,000 |
| Net interest income | 1,060,000 | 2,163,000 | 3,222,000 | 4,270,000 |
| Noninterest income | 87,000 | 189,000 | 292,000 | 391,000 |
| Noninterest expense | 927,000 | 1,875,000 | 2,858,000 | 3,871,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 205,000 | 441,000 | 618,000 | 737,000 |
| Income tax | 0 | 3,000 | -31,000 | -16,000 |
| Net income | 205,000 | 438,000 | 649,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,221,000 | 13,331,000 | 13,402,000 | 13,379,000 |
| Total capital | 14,241,000 | 14,362,000 | 14,432,000 | 14,467,000 |
| Risk-weighted assets | 81,413,000 | 82,297,000 | 82,181,000 | 86,849,000 |