Call reports 2020
SAVANNAH BANK, N.A. — 2020
What SAVANNAH BANK, N.A. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 148,349,000 | 155,656,000 | 156,987,000 | 158,486,000 |
| Total loans | 69,432,000 | 72,339,000 | 72,840,000 | 71,987,000 |
| Allowance for loan losses | 1,131,000 | 1,153,000 | 1,179,000 | 1,205,000 |
| Securities available for sale | 53,083,000 | 47,694,000 | 53,879,000 | 55,827,000 |
| Securities held to maturity | 11,057,000 | 11,012,000 | 10,579,000 | 11,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,939,000 | 139,967,000 | 140,952,000 | 142,663,000 |
| Interest-bearing deposits | 104,901,000 | 107,133,000 | 111,974,000 | 109,170,000 |
| Noninterest-bearing deposits | 28,038,000 | 32,834,000 | 28,978,000 | 33,493,000 |
| Equity capital | 13,572,000 | 13,819,000 | 13,932,000 | 13,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,269,000 | 2,425,000 | 3,588,000 | 4,712,000 |
| Interest expense | 220,000 | 412,000 | 495,000 | 569,000 |
| Net interest income | 1,049,000 | 2,013,000 | 3,093,000 | 4,143,000 |
| Noninterest income | 92,000 | 172,000 | 229,000 | 325,000 |
| Noninterest expense | 992,000 | 1,917,000 | 2,845,000 | 3,775,000 |
| Provision for loan losses | 21,000 | 42,000 | 68,000 | 91,000 |
| Pretax income | 128,000 | 228,000 | 411,000 | 603,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 125,000 | 225,000 | 408,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,900,000 | 12,925,000 | 13,048,000 | 13,130,000 |
| Total capital | 13,805,000 | 13,887,000 | 14,025,000 | 14,109,000 |
| Risk-weighted assets | 72,206,000 | 76,728,000 | 77,940,000 | 78,078,000 |