Call reports 2019
SAVANNAH BANK, N.A. — 2019
What SAVANNAH BANK, N.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 148,635,000 | 143,666,000 | 146,391,000 | 143,427,000 |
| Total loans | 67,054,000 | 68,104,000 | 68,302,000 | 69,545,000 |
| Allowance for loan losses | 1,081,000 | 1,102,000 | 1,129,000 | 1,131,000 |
| Securities available for sale | 44,737,000 | 47,451,000 | 48,322,000 | 48,506,000 |
| Securities held to maturity | 23,629,000 | 18,471,000 | 11,296,000 | 11,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,466,000 | 129,410,000 | 131,613,000 | 128,621,000 |
| Interest-bearing deposits | 108,857,000 | 104,419,000 | 106,419,000 | 103,119,000 |
| Noninterest-bearing deposits | 25,609,000 | 24,991,000 | 25,194,000 | 25,502,000 |
| Equity capital | 12,474,000 | 12,903,000 | 13,071,000 | 13,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,669,000 | 4,001,000 | 5,306,000 |
| Interest expense | 197,000 | 410,000 | 641,000 | 872,000 |
| Net interest income | 1,137,000 | 2,259,000 | 3,360,000 | 4,434,000 |
| Noninterest income | 87,000 | 186,000 | 292,000 | 384,000 |
| Noninterest expense | 895,000 | 1,821,000 | 2,796,000 | 3,744,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 86,000 |
| Pretax income | 306,000 | 571,000 | 782,000 | 977,000 |
| Income tax | 3,000 | 3,000 | 3,000 | -16,000 |
| Net income | 303,000 | 568,000 | 779,000 | 993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,681,000 | 12,765,000 | 12,816,000 | 12,904,000 |
| Total capital | 13,623,000 | 13,651,000 | 13,709,000 | 13,786,000 |
| Risk-weighted assets | 75,199,000 | 70,697,000 | 71,180,000 | 70,346,000 |