Call reports 2018
SAVANNAH BANK, N.A. — 2018
What SAVANNAH BANK, N.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 145,366,000 | 143,235,000 | 145,999,000 | 143,106,000 |
| Total loans | 69,062,000 | 66,329,000 | 67,998,000 | 69,227,000 |
| Allowance for loan losses | 1,011,000 | 1,034,000 | 1,039,000 | 1,054,000 |
| Securities available for sale | 43,242,000 | 44,648,000 | 44,529,000 | 44,734,000 |
| Securities held to maturity | 22,991,000 | 23,157,000 | 23,785,000 | 23,797,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,486,000 | 130,041,000 | 132,713,000 | 129,118,000 |
| Interest-bearing deposits | 106,280,000 | 104,093,000 | 107,199,000 | 104,447,000 |
| Noninterest-bearing deposits | 26,206,000 | 25,948,000 | 25,514,000 | 24,671,000 |
| Equity capital | 11,805,000 | 11,895,000 | 11,913,000 | 12,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,579,000 | 3,860,000 | 5,163,000 |
| Interest expense | 113,000 | 248,000 | 405,000 | 567,000 |
| Net interest income | 1,144,000 | 2,331,000 | 3,455,000 | 4,596,000 |
| Noninterest income | 94,000 | 190,000 | 295,000 | 402,000 |
| Noninterest expense | 901,000 | 1,792,000 | 2,646,000 | 3,528,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 316,000 | 687,000 | 1,041,000 | 1,386,000 |
| Income tax | 3,000 | 3,000 | 6,000 | -8,000 |
| Net income | 313,000 | 684,000 | 1,035,000 | 1,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,134,000 | 12,317,000 | 12,445,000 | 12,593,000 |
| Total capital | 13,097,000 | 13,250,000 | 13,394,000 | 13,543,000 |
| Risk-weighted assets | 76,969,000 | 74,574,000 | 75,837,000 | 75,902,000 |