Call reports 2017
SAVANNAH BANK, N.A. — 2017
What SAVANNAH BANK, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 142,507,000 | 142,907,000 | 145,838,000 | 140,083,000 |
| Total loans | 69,898,000 | 68,876,000 | 68,634,000 | 68,080,000 |
| Allowance for loan losses | 969,000 | 991,000 | 987,000 | 1,002,000 |
| Securities available for sale | 34,180,000 | 37,287,000 | 37,279,000 | 39,972,000 |
| Securities held to maturity | 24,484,000 | 23,854,000 | 23,189,000 | 23,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,565,000 | 129,558,000 | 132,305,000 | 127,002,000 |
| Interest-bearing deposits | 106,091,000 | 105,582,000 | 108,548,000 | 103,022,000 |
| Noninterest-bearing deposits | 23,474,000 | 23,976,000 | 23,757,000 | 23,980,000 |
| Equity capital | 11,688,000 | 11,930,000 | 12,088,000 | 11,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,415,000 | 3,690,000 | 4,917,000 |
| Interest expense | 107,000 | 220,000 | 335,000 | 451,000 |
| Net interest income | 1,092,000 | 2,195,000 | 3,355,000 | 4,466,000 |
| Noninterest income | 108,000 | 214,000 | 324,000 | 419,000 |
| Noninterest expense | 862,000 | 1,765,000 | 2,680,000 | 3,559,000 |
| Provision for loan losses | 20,000 | 42,000 | 68,000 | 96,000 |
| Pretax income | 318,000 | 602,000 | 929,000 | 1,228,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 315,000 | 599,000 | 926,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,645,000 | 11,740,000 | 11,897,000 | 12,000,000 |
| Total capital | 12,599,000 | 12,688,000 | 12,851,000 | 12,940,000 |
| Risk-weighted assets | 76,271,000 | 75,773,000 | 76,299,000 | 75,163,000 |