Call reports 2016
SAVANNAH BANK, N.A. — 2016
What SAVANNAH BANK, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,311,000 | 142,040,000 | 141,039,000 | 136,232,000 |
| Total loans | 71,636,000 | 73,712,000 | 72,839,000 | 73,082,000 |
| Allowance for loan losses | 903,000 | 923,000 | 943,000 | 948,000 |
| Securities available for sale | 27,767,000 | 29,707,000 | 32,236,000 | 31,334,000 |
| Securities held to maturity | 28,773,000 | 28,750,000 | 27,071,000 | 25,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,863,000 | 128,113,000 | 127,461,000 | 124,018,000 |
| Interest-bearing deposits | 111,547,000 | 111,082,000 | 106,173,000 | 101,836,000 |
| Noninterest-bearing deposits | 18,316,000 | 17,031,000 | 21,288,000 | 22,182,000 |
| Equity capital | 11,932,000 | 12,304,000 | 12,238,000 | 11,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,227,000 | 2,448,000 | 3,666,000 | 4,881,000 |
| Interest expense | 118,000 | 234,000 | 349,000 | 463,000 |
| Net interest income | 1,109,000 | 2,214,000 | 3,317,000 | 4,418,000 |
| Noninterest income | 90,000 | 185,000 | 298,000 | 362,000 |
| Noninterest expense | 880,000 | 1,726,000 | 2,613,000 | 3,539,000 |
| Provision for loan losses | 20,000 | 39,000 | 59,000 | 78,000 |
| Pretax income | 306,000 | 659,000 | 1,157,000 | 1,376,000 |
| Income tax | 3,000 | 3,000 | 3,000 | -7,000 |
| Net income | 303,000 | 656,000 | 1,154,000 | 1,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,081,000 | 11,251,000 | 11,538,000 | 11,468,000 |
| Total capital | 11,984,000 | 12,174,000 | 12,481,000 | 12,416,000 |
| Risk-weighted assets | 78,103,000 | 78,644,000 | 78,253,000 | 76,711,000 |