Call reports 2015
SAVANNAH BANK, N.A. — 2015
What SAVANNAH BANK, N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 143,436,000 | 139,499,000 | 139,236,000 | 142,180,000 |
| Total loans | 66,077,000 | 67,841,000 | 69,447,000 | 71,115,000 |
| Allowance for loan losses | 836,000 | 866,000 | 876,000 | 892,000 |
| Securities available for sale | 27,680,000 | 25,435,000 | 22,279,000 | 21,685,000 |
| Securities held to maturity | 35,440,000 | 37,021,000 | 36,128,000 | 35,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,518,000 | 125,827,000 | 125,247,000 | 129,084,000 |
| Interest-bearing deposits | 109,740,000 | 107,352,000 | 107,358,000 | 109,991,000 |
| Noninterest-bearing deposits | 19,778,000 | 18,475,000 | 17,889,000 | 19,093,000 |
| Equity capital | 11,446,000 | 11,252,000 | 11,561,000 | 11,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,174,000 | 2,354,000 | 3,553,000 | 4,752,000 |
| Interest expense | 127,000 | 257,000 | 385,000 | 500,000 |
| Net interest income | 1,047,000 | 2,097,000 | 3,168,000 | 4,252,000 |
| Noninterest income | 87,000 | 179,000 | 275,000 | 372,000 |
| Noninterest expense | 898,000 | 1,802,000 | 2,736,000 | 3,639,000 |
| Provision for loan losses | 22,000 | 39,000 | 56,000 | 75,000 |
| Pretax income | 217,000 | 436,000 | 652,000 | 911,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 436,000 | 652,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,654,000 | 10,742,000 | 10,826,000 | 10,933,000 |
| Total capital | 11,490,000 | 11,608,000 | 11,702,000 | 11,825,000 |
| Risk-weighted assets | 74,249,000 | 74,620,000 | 75,580,000 | 77,328,000 |