Call reports 2026
BANK OF VERNON, THE — 2026
What BANK OF VERNON, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 427,698,000 | 445,356,000 |
| Total loans | 325,023,000 | 332,728,000 |
| Allowance for loan losses | 3,620,000 | 4,828,000 |
| Securities available for sale | 53,868,000 | 53,104,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 356,502,000 | 373,643,000 |
| Interest-bearing deposits | 279,304,000 | 290,924,000 |
| Noninterest-bearing deposits | 77,198,000 | 82,719,000 |
| Equity capital | 69,082,000 | 70,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,998,000 | 14,290,000 |
| Interest expense | 2,185,000 | 4,486,000 |
| Net interest income | 4,813,000 | 9,804,000 |
| Noninterest income | 159,000 | 702,000 |
| Noninterest expense | 2,482,000 | 5,054,000 |
| Provision for loan losses | 2,000 | 1,317,000 |
| Pretax income | 2,489,000 | 4,127,000 |
| Income tax | 528,000 | 1,410,000 |
| Net income | 1,961,000 | 2,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 72,025,000 | 72,780,000 |