Call reports 2011
BANK OF VERNON, THE — 2011
What BANK OF VERNON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 168,499,000 | 164,460,000 | 163,148,000 | 154,174,000 |
| Total loans | 125,349,000 | 117,764,000 | 116,911,000 | 117,944,000 |
| Allowance for loan losses | 5,293,000 | 4,133,000 | 4,055,000 | 4,721,000 |
| Securities available for sale | 21,485,000 | 20,869,000 | 22,211,000 | 22,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,756,000 | 142,018,000 | 139,562,000 | 132,588,000 |
| Interest-bearing deposits | 130,795,000 | 125,727,000 | 120,735,000 | 116,150,000 |
| Noninterest-bearing deposits | 15,961,000 | 16,291,000 | 18,827,000 | 16,438,000 |
| Equity capital | 19,140,000 | 19,197,000 | 19,557,000 | 18,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,135,000 | 4,154,000 | 6,185,000 | 8,157,000 |
| Interest expense | 733,000 | 1,371,000 | 1,929,000 | 2,469,000 |
| Net interest income | 1,402,000 | 2,783,000 | 4,256,000 | 5,688,000 |
| Noninterest income | -52,000 | 161,000 | -81,000 | -6,000 |
| Noninterest expense | 1,718,000 | 2,766,000 | 3,804,000 | 5,202,000 |
| Provision for loan losses | 303,000 | 828,000 | 827,000 | 1,469,000 |
| Pretax income | -671,000 | -1,180,000 | -1,199,000 | -1,732,000 |
| Income tax | -118,000 | -340,000 | -461,000 | -514,000 |
| Net income | -553,000 | -840,000 | -738,000 | -1,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,367,000 | 19,080,000 | 18,629,000 | 17,884,000 |
| Total capital | 21,059,000 | 20,655,000 | 20,170,000 | 19,449,000 |
| Risk-weighted assets | 131,762,000 | 123,406,000 | 120,742,000 | 122,005,000 |
Machine access — free, no API key
Every figure shown here about BANK OF VERNON, THE — 2011 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.