Call reports 2016
CITY BANK AND TRUST COMPANY — 2016
What CITY BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 182,854,000 | 177,625,000 | 167,969,000 | 170,682,000 |
| Total loans | 77,607,000 | 79,150,000 | 78,864,000 | 78,240,000 |
| Allowance for loan losses | 883,000 | 897,000 | 807,000 | 791,000 |
| Securities available for sale | 30,332,000 | 27,663,000 | 21,595,000 | 20,070,000 |
| Securities held to maturity | 59,392,000 | 56,185,000 | 52,798,000 | 49,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,748,000 | 139,835,000 | 130,782,000 | 135,027,000 |
| Interest-bearing deposits | 109,141,000 | 106,874,000 | 99,575,000 | 100,864,000 |
| Noninterest-bearing deposits | 35,607,000 | 32,961,000 | 31,207,000 | 34,163,000 |
| Equity capital | 17,881,000 | 18,293,000 | 18,425,000 | 17,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,611,000 | 3,210,000 | 4,769,000 | 6,283,000 |
| Interest expense | 186,000 | 370,000 | 547,000 | 716,000 |
| Net interest income | 1,425,000 | 2,840,000 | 4,222,000 | 5,567,000 |
| Noninterest income | 257,000 | 516,000 | 766,000 | 1,042,000 |
| Noninterest expense | 1,141,000 | 2,335,000 | 3,441,000 | 4,584,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 526,000 | 991,000 | 1,573,000 | 2,036,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 526,000 | 991,000 | 1,573,000 | 2,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,652,000 | 17,781,000 | 17,998,000 | 18,117,000 |
| Total capital | 18,535,000 | 18,678,000 | 18,805,000 | 18,908,000 |
| Risk-weighted assets | 87,435,000 | 87,396,000 | 85,545,000 | 85,268,000 |