Call reports 2015
CITY BANK AND TRUST COMPANY — 2015
What CITY BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 190,296,000 | 190,457,000 | 184,108,000 | 186,022,000 |
| Total loans | 72,369,000 | 77,496,000 | 77,774,000 | 76,842,000 |
| Allowance for loan losses | 854,000 | 867,000 | 850,000 | 864,000 |
| Securities available for sale | 30,765,000 | 25,024,000 | 24,033,000 | 25,411,000 |
| Securities held to maturity | 73,403,000 | 73,510,000 | 70,121,000 | 62,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,529,000 | 156,332,000 | 142,300,000 | 147,876,000 |
| Interest-bearing deposits | 127,189,000 | 123,029,000 | 110,046,000 | 111,605,000 |
| Noninterest-bearing deposits | 33,340,000 | 33,303,000 | 32,254,000 | 36,271,000 |
| Equity capital | 17,261,000 | 17,067,000 | 17,532,000 | 17,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,612,000 | 3,225,000 | 4,887,000 | 6,521,000 |
| Interest expense | 148,000 | 294,000 | 463,000 | 650,000 |
| Net interest income | 1,464,000 | 2,931,000 | 4,424,000 | 5,871,000 |
| Noninterest income | 228,000 | 474,000 | 719,000 | 980,000 |
| Noninterest expense | 1,075,000 | 2,140,000 | 3,248,000 | 4,395,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 608,000 | 1,241,000 | 1,856,000 | 2,426,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 608,000 | 1,241,000 | 1,856,000 | 2,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,976,000 | 17,153,000 | 17,332,000 | 17,508,000 |
| Total capital | 17,837,000 | 18,020,000 | 18,182,000 | 18,372,000 |
| Risk-weighted assets | 86,737,000 | 90,015,000 | 89,736,000 | 88,380,000 |