Call reports 2014
CITY BANK AND TRUST COMPANY — 2014
What CITY BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 180,424,000 | 180,815,000 | 175,456,000 | 183,888,000 |
| Total loans | 68,949,000 | 72,000,000 | 74,541,000 | 73,758,000 |
| Allowance for loan losses | 824,000 | 834,000 | 849,000 | 849,000 |
| Securities available for sale | 39,264,000 | 38,592,000 | 33,461,000 | 32,677,000 |
| Securities held to maturity | 60,685,000 | 58,238,000 | 53,409,000 | 60,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,680,000 | 146,624,000 | 145,531,000 | 154,211,000 |
| Interest-bearing deposits | 118,932,000 | 117,561,000 | 114,704,000 | 122,848,000 |
| Noninterest-bearing deposits | 31,748,000 | 29,063,000 | 30,827,000 | 31,363,000 |
| Equity capital | 15,328,000 | 15,980,000 | 16,313,000 | 16,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,597,000 | 3,237,000 | 4,878,000 | 6,461,000 |
| Interest expense | 176,000 | 348,000 | 517,000 | 672,000 |
| Net interest income | 1,421,000 | 2,889,000 | 4,361,000 | 5,789,000 |
| Noninterest income | 235,000 | 485,000 | 768,000 | 1,031,000 |
| Noninterest expense | 1,036,000 | 2,126,000 | 3,205,000 | 4,356,000 |
| Provision for loan losses | 5,000 | 20,000 | 35,000 | 50,000 |
| Pretax income | 615,000 | 1,228,000 | 1,924,000 | 2,449,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 615,000 | 1,228,000 | 1,924,000 | 2,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,213,000 | 16,411,000 | 16,619,000 | 16,776,000 |
| Total capital | 17,044,000 | 17,252,000 | 17,475,000 | 17,632,000 |
| Risk-weighted assets | 83,946,000 | 85,936,000 | 86,196,000 | 86,773,000 |