Call reports 2013
CITY BANK AND TRUST COMPANY — 2013
What CITY BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 177,990,000 | 172,839,000 | 172,110,000 | 175,336,000 |
| Total loans | 64,098,000 | 65,310,000 | 67,910,000 | 68,315,000 |
| Allowance for loan losses | 866,000 | 862,000 | 857,000 | 799,000 |
| Securities available for sale | 46,136,000 | 43,075,000 | 41,201,000 | 39,870,000 |
| Securities held to maturity | 50,423,000 | 55,278,000 | 50,794,000 | 53,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,281,000 | 147,216,000 | 146,871,000 | 145,822,000 |
| Interest-bearing deposits | 121,204,000 | 118,527,000 | 117,093,000 | 115,135,000 |
| Noninterest-bearing deposits | 30,077,000 | 28,689,000 | 29,778,000 | 30,687,000 |
| Equity capital | 15,764,000 | 14,870,000 | 14,848,000 | 14,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,068,000 | 4,619,000 | 6,223,000 |
| Interest expense | 200,000 | 386,000 | 552,000 | 707,000 |
| Net interest income | 1,347,000 | 2,682,000 | 4,067,000 | 5,516,000 |
| Noninterest income | 216,000 | 425,000 | 666,000 | 903,000 |
| Noninterest expense | 969,000 | 1,963,000 | 2,970,000 | 4,047,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 594,000 | 1,144,000 | 1,763,000 | 2,372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 594,000 | 1,144,000 | 1,763,000 | 2,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,486,000 | 15,659,000 | 15,853,000 | 16,013,000 |
| Total capital | 16,362,000 | 16,531,000 | 16,713,000 | 16,819,000 |
| Risk-weighted assets | 79,738,000 | 79,178,000 | 80,818,000 | 81,924,000 |