Call reports 2012
CITY BANK AND TRUST COMPANY — 2012
What CITY BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 176,888,000 | 171,986,000 | 170,482,000 | 176,797,000 |
| Total loans | 56,743,000 | 59,071,000 | 63,850,000 | 64,706,000 |
| Allowance for loan losses | 872,000 | 875,000 | 873,000 | 862,000 |
| Securities available for sale | 30,932,000 | 30,756,000 | 29,811,000 | 38,197,000 |
| Securities held to maturity | 78,434,000 | 71,308,000 | 63,751,000 | 56,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,412,000 | 143,317,000 | 142,309,000 | 149,782,000 |
| Interest-bearing deposits | 123,787,000 | 117,484,000 | 116,528,000 | 118,820,000 |
| Noninterest-bearing deposits | 24,625,000 | 25,833,000 | 25,781,000 | 30,962,000 |
| Equity capital | 14,583,000 | 14,932,000 | 15,241,000 | 15,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,719,000 | 3,451,000 | 5,126,000 | 6,756,000 |
| Interest expense | 263,000 | 514,000 | 745,000 | 959,000 |
| Net interest income | 1,456,000 | 2,937,000 | 4,381,000 | 5,797,000 |
| Noninterest income | 224,000 | 449,000 | 674,000 | 898,000 |
| Noninterest expense | 1,030,000 | 2,003,000 | 3,022,000 | 4,405,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 650,000 | 1,383,000 | 2,033,000 | 2,290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 650,000 | 1,383,000 | 2,033,000 | 2,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,816,000 | 15,036,000 | 15,224,000 | 15,302,000 |
| Total capital | 15,697,000 | 15,920,000 | 16,105,000 | 16,172,000 |
| Risk-weighted assets | 74,847,000 | 75,208,000 | 77,896,000 | 79,364,000 |