Call reports 2010
CITY BANK AND TRUST COMPANY — 2010
What CITY BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 154,435,000 | 154,896,000 | 159,302,000 | 164,770,000 |
| Total loans | 61,027,000 | 59,995,000 | 60,237,000 | 60,169,000 |
| Allowance for loan losses | 892,000 | 952,000 | 979,000 | 975,000 |
| Securities available for sale | 27,740,000 | 22,860,000 | 16,851,000 | 16,594,000 |
| Securities held to maturity | 54,741,000 | 60,579,000 | 70,958,000 | 73,941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,813,000 | 130,182,000 | 129,552,000 | 135,713,000 |
| Interest-bearing deposits | 105,938,000 | 109,158,000 | 109,268,000 | 111,962,000 |
| Noninterest-bearing deposits | 23,875,000 | 21,024,000 | 20,284,000 | 23,751,000 |
| Equity capital | 13,724,000 | 14,002,000 | 14,191,000 | 14,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,890,000 | 3,755,000 | 5,641,000 | 7,463,000 |
| Interest expense | 368,000 | 737,000 | 1,111,000 | 1,480,000 |
| Net interest income | 1,522,000 | 3,018,000 | 4,530,000 | 5,983,000 |
| Noninterest income | 236,000 | 485,000 | 721,000 | 959,000 |
| Noninterest expense | 1,036,000 | 2,122,000 | 3,173,000 | 4,203,000 |
| Provision for loan losses | 45,000 | 120,000 | 165,000 | 165,000 |
| Pretax income | 677,000 | 1,261,000 | 1,913,000 | 2,574,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 677,000 | 1,261,000 | 1,913,000 | 2,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,215,000 | 13,369,000 | 13,564,000 | 13,766,000 |
| Total capital | 14,118,000 | 14,260,000 | 14,473,000 | 14,689,000 |
| Risk-weighted assets | 72,273,000 | 71,182,000 | 72,710,000 | 73,768,000 |