Call reports 2004
CITY BANK AND TRUST COMPANY — 2004
What CITY BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 131,060,000 | 128,811,000 | 125,224,000 | 126,782,000 |
| Total loans | 52,176,000 | 53,985,000 | 53,622,000 | 52,472,000 |
| Allowance for loan losses | 740,000 | 842,000 | 846,000 | 475,000 |
| Securities available for sale | 57,169,000 | 56,216,000 | 51,284,000 | 50,768,000 |
| Securities held to maturity | 4,709,000 | 4,191,000 | 3,873,000 | 3,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,082,000 | 113,936,000 | 109,257,000 | 111,564,000 |
| Interest-bearing deposits | 93,825,000 | 88,316,000 | 91,452,000 | 91,777,000 |
| Noninterest-bearing deposits | 20,257,000 | 25,620,000 | 17,805,000 | 19,787,000 |
| Equity capital | 15,049,000 | 12,750,000 | 13,992,000 | 13,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,607,000 | 3,246,000 | 4,903,000 | 6,420,000 |
| Interest expense | 313,000 | 603,000 | 901,000 | 1,202,000 |
| Net interest income | 1,294,000 | 2,643,000 | 4,002,000 | 5,218,000 |
| Noninterest income | 409,000 | 699,000 | 945,000 | 1,184,000 |
| Noninterest expense | 870,000 | 1,753,000 | 2,671,000 | 3,643,000 |
| Provision for loan losses | 60,000 | 165,000 | 270,000 | 675,000 |
| Pretax income | 770,000 | 1,421,000 | 2,003,000 | 2,081,000 |
| Income tax | 13,000 | 24,000 | 35,000 | 45,000 |
| Net income | 757,000 | 1,397,000 | 1,968,000 | 2,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,241,000 | 12,893,000 | 13,060,000 | 13,035,000 |
| Total capital | 13,981,000 | 13,735,000 | 13,906,000 | 13,510,000 |
| Risk-weighted assets | 67,934,000 | 69,392,000 | 68,322,000 | 68,071,000 |
Machine access — free, no API key
Every figure shown here about CITY BANK AND TRUST COMPANY — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.