Call reports 2017
MBL BANK — 2017
What MBL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 327,377,000 | 322,964,000 | 318,165,000 | 314,572,000 |
| Total loans | 194,818,000 | 194,373,000 | 192,129,000 | 195,397,000 |
| Allowance for loan losses | 2,057,000 | 2,083,000 | 2,048,000 | 2,073,000 |
| Securities available for sale | 112,505,000 | 109,363,000 | 104,895,000 | 99,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,642,000 | 259,120,000 | 249,683,000 | 264,127,000 |
| Interest-bearing deposits | 230,473,000 | 223,899,000 | 215,762,000 | 228,989,000 |
| Noninterest-bearing deposits | 36,169,000 | 35,221,000 | 33,921,000 | 35,138,000 |
| Equity capital | 46,104,000 | 48,486,000 | 48,925,000 | 28,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,283,000 | 6,709,000 | 10,202,000 | 13,678,000 |
| Interest expense | 369,000 | 732,000 | 1,100,000 | 1,467,000 |
| Net interest income | 2,914,000 | 5,977,000 | 9,102,000 | 12,211,000 |
| Noninterest income | 237,000 | 475,000 | 427,000 | 670,000 |
| Noninterest expense | 1,153,000 | 2,308,000 | 3,455,000 | 4,616,000 |
| Provision for loan losses | 0 | 31,000 | 98,000 | 130,000 |
| Pretax income | 1,998,000 | 4,113,000 | 5,977,000 | 8,136,000 |
| Income tax | 644,000 | 1,328,000 | 1,927,000 | 2,556,000 |
| Net income | 1,354,000 | 2,785,000 | 4,050,000 | 5,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,097,000 | 48,534,000 | 49,006,000 | 29,392,000 |
| Total capital | 49,154,000 | 50,617,000 | 51,054,000 | 31,465,000 |
| Risk-weighted assets | 195,861,000 | 194,630,000 | 189,765,000 | 193,648,000 |