Call reports 2015
MBL BANK — 2015
What MBL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 304,356,000 | 297,857,000 | 302,856,000 | 321,557,000 |
| Total loans | 174,073,000 | 174,359,000 | 178,747,000 | 189,055,000 |
| Allowance for loan losses | 1,828,000 | 1,825,000 | 1,823,000 | 1,852,000 |
| Securities available for sale | 100,083,000 | 103,310,000 | 98,635,000 | 100,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,365,000 | 241,775,000 | 242,971,000 | 262,526,000 |
| Interest-bearing deposits | 210,602,000 | 206,340,000 | 208,250,000 | 211,824,000 |
| Noninterest-bearing deposits | 32,763,000 | 35,435,000 | 34,721,000 | 50,702,000 |
| Equity capital | 45,192,000 | 45,788,000 | 47,156,000 | 48,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,777,000 | 5,590,000 | 8,463,000 | 11,433,000 |
| Interest expense | 354,000 | 708,000 | 1,069,000 | 1,447,000 |
| Net interest income | 2,423,000 | 4,882,000 | 7,394,000 | 9,986,000 |
| Noninterest income | 235,000 | 457,000 | 690,000 | 903,000 |
| Noninterest expense | 1,095,000 | 2,201,000 | 3,354,000 | 4,530,000 |
| Provision for loan losses | 64,000 | 63,000 | 63,000 | 98,000 |
| Pretax income | 1,499,000 | 3,075,000 | 4,667,000 | 6,264,000 |
| Income tax | 485,000 | 989,000 | 1,494,000 | 2,003,000 |
| Net income | 1,014,000 | 2,086,000 | 3,173,000 | 4,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,583,000 | 45,694,000 | 46,819,000 | 47,946,000 |
| Total capital | 46,411,000 | 47,519,000 | 48,642,000 | 49,798,000 |
| Risk-weighted assets | 173,752,000 | 177,036,000 | 176,856,000 | 186,059,000 |