Call reports 2026
BANK OF O'FALLON — 2026
What BANK OF O'FALLON reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 377,302,000 | 377,540,000 |
| Total loans | 285,001,000 | 283,598,000 |
| Allowance for loan losses | 4,597,000 | 4,585,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 21,181,000 | 21,130,000 |
| Trading assets | 0 | 0 |
| Total deposits | 325,095,000 | 324,149,000 |
| Interest-bearing deposits | 262,287,000 | 264,535,000 |
| Noninterest-bearing deposits | 62,808,000 | 59,614,000 |
| Equity capital | 50,787,000 | 51,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,836,000 | 9,672,000 |
| Interest expense | 1,801,000 | 3,624,000 |
| Net interest income | 3,035,000 | 6,048,000 |
| Noninterest income | 89,000 | 229,000 |
| Noninterest expense | 1,314,000 | 2,769,000 |
| Provision for loan losses | 130,000 | 140,000 |
| Pretax income | 1,718,000 | 3,358,000 |
| Income tax | 0 | 0 |
| Net income | 1,718,000 | 3,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 50,787,000 | 51,934,000 |
| Total capital | 53,719,000 | 54,764,000 |
| Risk-weighted assets | 232,912,000 | 224,632,000 |