Call reports 2024
BANK OF O'FALLON — 2024
What BANK OF O'FALLON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 352,043,000 | 341,797,000 | 344,309,000 | 353,228,000 |
| Total loans | 269,533,000 | 269,685,000 | 271,216,000 | 269,465,000 |
| Allowance for loan losses | 4,856,000 | 4,853,000 | 4,414,000 | 4,383,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,571,000 | 21,510,000 | 20,593,000 | 20,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,229,000 | 292,777,000 | 297,087,000 | 303,585,000 |
| Interest-bearing deposits | 238,678,000 | 227,254,000 | 235,317,000 | 241,848,000 |
| Noninterest-bearing deposits | 65,551,000 | 65,523,000 | 61,770,000 | 61,737,000 |
| Equity capital | 46,490,000 | 47,625,000 | 45,791,000 | 48,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,276,000 | 8,855,000 | 13,354,000 | 17,949,000 |
| Interest expense | 1,384,000 | 3,060,000 | 4,684,000 | 6,501,000 |
| Net interest income | 2,892,000 | 5,795,000 | 8,670,000 | 11,448,000 |
| Noninterest income | 92,000 | 187,000 | 284,000 | 375,000 |
| Noninterest expense | 1,219,000 | 2,449,000 | 5,729,000 | 5,466,000 |
| Provision for loan losses | 139,000 | 160,000 | 435,000 | 495,000 |
| Pretax income | 1,575,000 | 3,286,000 | 2,704,000 | 5,833,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,575,000 | 3,286,000 | 2,704,000 | 5,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,490,000 | 47,625,000 | 45,791,000 | 48,189,000 |
| Total capital | 49,180,000 | 50,297,000 | 48,482,000 | 50,887,000 |
| Risk-weighted assets | 213,021,000 | 211,521,000 | 213,484,000 | 214,144,000 |