Call reports 2023
BANK OF O'FALLON — 2023
What BANK OF O'FALLON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 338,539,000 | 333,900,000 | 349,622,000 | 335,061,000 |
| Total loans | 254,141,000 | 255,925,000 | 258,471,000 | 260,029,000 |
| Allowance for loan losses | 4,175,000 | 4,183,000 | 4,362,000 | 4,728,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 57,268,000 | 45,448,000 | 31,610,000 | 23,934,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,932,000 | 287,236,000 | 303,002,000 | 288,490,000 |
| Interest-bearing deposits | 231,778,000 | 225,836,000 | 235,673,000 | 225,629,000 |
| Noninterest-bearing deposits | 61,154,000 | 61,400,000 | 67,329,000 | 62,861,000 |
| Equity capital | 44,629,000 | 45,611,000 | 45,503,000 | 45,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,358,000 | 6,935,000 | 10,984,000 | 15,161,000 |
| Interest expense | 922,000 | 1,980,000 | 3,179,000 | 4,521,000 |
| Net interest income | 2,436,000 | 4,955,000 | 7,805,000 | 10,640,000 |
| Noninterest income | 105,000 | 200,000 | 291,000 | 396,000 |
| Noninterest expense | 1,205,000 | 2,454,000 | 3,770,000 | 5,478,000 |
| Provision for loan losses | 5,000 | -70,000 | 425,000 | 755,000 |
| Pretax income | 1,335,000 | 2,756,000 | 3,872,000 | 4,803,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,335,000 | 2,756,000 | 3,872,000 | 4,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,629,000 | 45,611,000 | 45,503,000 | 45,374,000 |
| Total capital | 47,169,000 | 48,149,000 | 48,045,000 | 47,950,000 |
| Risk-weighted assets | 201,610,000 | 201,410,000 | 201,566,000 | 203,951,000 |