Call reports 2022
BANK OF O'FALLON — 2022
What BANK OF O'FALLON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 396,939,000 | 383,327,000 | 388,166,000 | 336,817,000 |
| Total loans | 249,195,000 | 248,942,000 | 249,797,000 | 252,613,000 |
| Allowance for loan losses | 4,002,000 | 4,103,000 | 4,034,000 | 4,190,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 56,741,000 | 81,589,000 | 96,081,000 | 79,185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,870,000 | 333,761,000 | 343,686,000 | 292,246,000 |
| Interest-bearing deposits | 282,270,000 | 272,964,000 | 281,329,000 | 229,570,000 |
| Noninterest-bearing deposits | 65,600,000 | 60,797,000 | 62,357,000 | 62,676,000 |
| Equity capital | 48,168,000 | 48,782,000 | 43,705,000 | 43,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,623,000 | 5,424,000 | 8,577,000 | 11,958,000 |
| Interest expense | 588,000 | 1,128,000 | 1,768,000 | 2,627,000 |
| Net interest income | 2,035,000 | 4,296,000 | 6,809,000 | 9,331,000 |
| Noninterest income | 90,000 | 183,000 | 293,000 | 390,000 |
| Noninterest expense | 1,069,000 | 2,363,000 | 3,648,000 | 5,317,000 |
| Provision for loan losses | -180,000 | -100,000 | -120,000 | 5,000 |
| Pretax income | 1,236,000 | 2,216,000 | 3,574,000 | 4,399,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,236,000 | 2,216,000 | 3,574,000 | 4,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,168,000 | 48,782,000 | 43,705,000 | 43,707,000 |
| Total capital | 50,638,000 | 51,280,000 | 46,212,000 | 46,229,000 |
| Risk-weighted assets | 196,107,000 | 198,296,000 | 199,047,000 | 200,142,000 |