Call reports 2021
BANK OF O'FALLON — 2021
What BANK OF O'FALLON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 341,749,000 | 369,965,000 | 370,199,000 | 388,381,000 |
| Total loans | 254,338,000 | 254,214,000 | 254,273,000 | 250,701,000 |
| Allowance for loan losses | 4,190,000 | 4,079,000 | 4,377,000 | 3,985,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,274,000 | 24,296,000 | 33,334,000 | 43,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,150,000 | 321,879,000 | 322,105,000 | 340,082,000 |
| Interest-bearing deposits | 237,410,000 | 260,392,000 | 264,677,000 | 280,453,000 |
| Noninterest-bearing deposits | 56,740,000 | 61,487,000 | 57,428,000 | 59,629,000 |
| Equity capital | 46,677,000 | 47,117,000 | 47,184,000 | 47,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,790,000 | 5,521,000 | 8,408,000 | 11,180,000 |
| Interest expense | 713,000 | 1,421,000 | 2,110,000 | 2,782,000 |
| Net interest income | 2,077,000 | 4,100,000 | 6,298,000 | 8,398,000 |
| Noninterest income | 78,000 | 158,000 | 246,000 | 314,000 |
| Noninterest expense | 1,049,000 | 2,301,000 | 3,438,000 | 5,166,000 |
| Provision for loan losses | 100,000 | 145,000 | 130,000 | -265,000 |
| Pretax income | 1,006,000 | 1,812,000 | 2,976,000 | 3,811,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,006,000 | 1,812,000 | 2,976,000 | 3,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,677,000 | 47,117,000 | 47,184,000 | 47,343,000 |
| Total capital | 49,164,000 | 49,597,000 | 49,680,000 | 49,823,000 |
| Risk-weighted assets | 197,308,000 | 196,825,000 | 197,863,000 | 196,926,000 |