Call reports 2020
BANK OF O'FALLON — 2020
What BANK OF O'FALLON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 302,315,000 | 335,036,000 | 341,000,000 | 318,470,000 |
| Total loans | 250,001,000 | 258,033,000 | 258,171,000 | 253,505,000 |
| Allowance for loan losses | 4,146,000 | 4,109,000 | 4,020,000 | 4,109,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,855,000 | 21,838,000 | 19,308,000 | 18,486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,245,000 | 284,052,000 | 290,049,000 | 271,473,000 |
| Interest-bearing deposits | 214,533,000 | 228,919,000 | 242,243,000 | 221,781,000 |
| Noninterest-bearing deposits | 41,712,000 | 55,133,000 | 47,806,000 | 49,692,000 |
| Equity capital | 45,104,000 | 46,001,000 | 46,071,000 | 46,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,022,000 | 6,247,000 | 9,246,000 | 12,165,000 |
| Interest expense | 898,000 | 1,736,000 | 2,555,000 | 3,324,000 |
| Net interest income | 2,124,000 | 4,511,000 | 6,691,000 | 8,841,000 |
| Noninterest income | 73,000 | 127,000 | 190,000 | 254,000 |
| Noninterest expense | 1,045,000 | 2,209,000 | 3,313,000 | 4,980,000 |
| Provision for loan losses | -10,000 | -40,000 | -105,000 | 10,000 |
| Pretax income | 1,162,000 | 2,469,000 | 3,673,000 | 4,105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,162,000 | 2,469,000 | 3,673,000 | 4,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,104,000 | 46,001,000 | 46,071,000 | 46,082,000 |
| Total capital | 47,596,000 | 48,433,000 | 48,520,000 | 48,559,000 |
| Risk-weighted assets | 197,767,000 | 192,940,000 | 194,364,000 | 196,539,000 |