Call reports 2019
BANK OF O'FALLON — 2019
What BANK OF O'FALLON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 311,760,000 | 302,213,000 | 311,657,000 | 312,833,000 |
| Total loans | 238,837,000 | 240,425,000 | 244,247,000 | 246,554,000 |
| Allowance for loan losses | 4,042,000 | 4,058,000 | 4,089,000 | 4,158,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,276,000 | 25,515,000 | 17,289,000 | 16,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,176,000 | 257,031,000 | 266,402,000 | 267,463,000 |
| Interest-bearing deposits | 228,073,000 | 218,579,000 | 220,445,000 | 220,196,000 |
| Noninterest-bearing deposits | 39,103,000 | 38,452,000 | 45,957,000 | 47,267,000 |
| Equity capital | 43,723,000 | 44,293,000 | 44,364,000 | 44,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,035,000 | 6,202,000 | 9,421,000 | 12,493,000 |
| Interest expense | 819,000 | 1,790,000 | 2,753,000 | 3,673,000 |
| Net interest income | 2,216,000 | 4,412,000 | 6,668,000 | 8,820,000 |
| Noninterest income | 72,000 | 140,000 | 214,000 | 275,000 |
| Noninterest expense | 1,006,000 | 2,200,000 | 3,270,000 | 4,944,000 |
| Provision for loan losses | 65,000 | 80,000 | 136,000 | 155,000 |
| Pretax income | 1,217,000 | 2,272,000 | 3,476,000 | 3,996,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,217,000 | 2,272,000 | 3,476,000 | 3,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,723,000 | 44,293,000 | 44,364,000 | 44,427,000 |
| Total capital | 46,093,000 | 46,733,000 | 46,815,000 | 46,907,000 |
| Risk-weighted assets | 188,007,000 | 193,603,000 | 194,484,000 | 196,734,000 |