Call reports 2018
BANK OF O'FALLON — 2018
What BANK OF O'FALLON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 318,045,000 | 319,664,000 | 323,780,000 | 317,416,000 |
| Total loans | 222,520,000 | 226,306,000 | 228,916,000 | 236,448,000 |
| Allowance for loan losses | 3,353,000 | 3,438,000 | 3,480,000 | 3,977,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 78,303,000 | 81,614,000 | 85,103,000 | 15,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,052,000 | 276,164,000 | 280,015,000 | 273,726,000 |
| Interest-bearing deposits | 230,993,000 | 235,630,000 | 240,338,000 | 232,380,000 |
| Noninterest-bearing deposits | 44,059,000 | 40,534,000 | 39,677,000 | 41,346,000 |
| Equity capital | 42,385,000 | 42,899,000 | 43,154,000 | 42,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,684,000 | 5,506,000 | 8,447,000 | 11,527,000 |
| Interest expense | 417,000 | 868,000 | 1,346,000 | 1,969,000 |
| Net interest income | 2,267,000 | 4,638,000 | 7,101,000 | 9,558,000 |
| Noninterest income | 104,000 | -48,000 | 31,000 | 97,000 |
| Noninterest expense | 1,026,000 | 2,162,000 | 3,194,000 | 4,794,000 |
| Provision for loan losses | 90,000 | 175,000 | 215,000 | 735,000 |
| Pretax income | 1,255,000 | 2,253,000 | 3,723,000 | 4,126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,255,000 | 2,253,000 | 3,723,000 | 4,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,385,000 | 42,899,000 | 43,154,000 | 42,990,000 |
| Total capital | 44,597,000 | 45,127,000 | 45,404,000 | 45,327,000 |
| Risk-weighted assets | 175,858,000 | 177,071,000 | 178,794,000 | 185,386,000 |