Call reports 2017
BANK OF O'FALLON — 2017
What BANK OF O'FALLON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 296,103,000 | 300,983,000 | 311,056,000 | 302,678,000 |
| Total loans | 210,160,000 | 211,388,000 | 217,818,000 | 221,110,000 |
| Allowance for loan losses | 3,583,000 | 3,007,000 | 3,199,000 | 3,261,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 66,546,000 | 68,583,000 | 78,329,000 | 68,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,433,000 | 258,902,000 | 269,102,000 | 260,482,000 |
| Interest-bearing deposits | 218,867,000 | 220,766,000 | 231,580,000 | 223,007,000 |
| Noninterest-bearing deposits | 35,566,000 | 38,136,000 | 37,522,000 | 37,475,000 |
| Equity capital | 41,033,000 | 41,545,000 | 41,422,000 | 41,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,348,000 | 4,775,000 | 7,388,000 | 10,019,000 |
| Interest expense | 389,000 | 789,000 | 1,189,000 | 1,601,000 |
| Net interest income | 1,959,000 | 3,986,000 | 6,199,000 | 8,418,000 |
| Noninterest income | 84,000 | 168,000 | 251,000 | 328,000 |
| Noninterest expense | 968,000 | 2,078,000 | 3,247,000 | 4,833,000 |
| Provision for loan losses | 36,000 | 41,000 | 231,000 | 291,000 |
| Pretax income | 1,039,000 | 2,035,000 | 2,972,000 | 3,622,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,039,000 | 2,035,000 | 2,972,000 | 3,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,033,000 | 41,545,000 | 41,422,000 | 41,615,000 |
| Total capital | 43,108,000 | 43,637,000 | 43,568,000 | 43,799,000 |
| Risk-weighted assets | 164,562,000 | 166,502,000 | 170,701,000 | 173,658,000 |