Call reports 2016
BANK OF O'FALLON — 2016
What BANK OF O'FALLON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 301,249,000 | 308,636,000 | 303,111,000 | 294,266,000 |
| Total loans | 194,196,000 | 196,419,000 | 203,824,000 | 207,420,000 |
| Allowance for loan losses | 3,376,000 | 3,373,000 | 3,571,000 | 3,602,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 82,895,000 | 84,626,000 | 77,373,000 | 62,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,316,000 | 267,200,000 | 262,078,000 | 253,169,000 |
| Interest-bearing deposits | 230,262,000 | 234,938,000 | 228,866,000 | 218,857,000 |
| Noninterest-bearing deposits | 30,054,000 | 32,262,000 | 33,212,000 | 34,312,000 |
| Equity capital | 40,337,000 | 40,848,000 | 40,448,000 | 40,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,249,000 | 4,527,000 | 6,808,000 | 9,169,000 |
| Interest expense | 367,000 | 748,000 | 1,143,000 | 1,534,000 |
| Net interest income | 1,882,000 | 3,779,000 | 5,665,000 | 7,635,000 |
| Noninterest income | 78,000 | 168,000 | 254,000 | 336,000 |
| Noninterest expense | 989,000 | 1,966,000 | 3,020,000 | 4,358,000 |
| Provision for loan losses | 15,000 | 30,000 | 215,000 | 395,000 |
| Pretax income | 956,000 | 1,951,000 | 2,684,000 | 3,218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 956,000 | 1,951,000 | 2,684,000 | 3,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,337,000 | 40,848,000 | 40,448,000 | 40,479,000 |
| Total capital | 42,154,000 | 42,681,000 | 42,351,000 | 42,523,000 |
| Risk-weighted assets | 143,808,000 | 145,061,000 | 150,550,000 | 162,036,000 |