Call reports 2014
BANK OF O'FALLON — 2014
What BANK OF O'FALLON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 295,577,000 | 302,963,000 | 305,202,000 | 292,632,000 |
| Total loans | 194,093,000 | 197,424,000 | 198,406,000 | 196,481,000 |
| Allowance for loan losses | 2,743,000 | 2,825,000 | 2,836,000 | 3,166,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 79,728,000 | 84,937,000 | 88,847,000 | 78,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,785,000 | 262,587,000 | 265,106,000 | 252,965,000 |
| Interest-bearing deposits | 228,644,000 | 230,414,000 | 237,765,000 | 225,670,000 |
| Noninterest-bearing deposits | 27,141,000 | 32,173,000 | 27,341,000 | 27,295,000 |
| Equity capital | 39,290,000 | 39,839,000 | 39,616,000 | 39,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,239,000 | 4,513,000 | 6,813,000 | 9,115,000 |
| Interest expense | 371,000 | 742,000 | 1,106,000 | 1,468,000 |
| Net interest income | 1,868,000 | 3,771,000 | 5,707,000 | 7,647,000 |
| Noninterest income | 81,000 | 154,000 | 205,000 | 278,000 |
| Noninterest expense | 933,000 | 1,878,000 | 2,864,000 | 4,217,000 |
| Provision for loan losses | 26,000 | 106,000 | 196,000 | 596,000 |
| Pretax income | 990,000 | 1,941,000 | 2,852,000 | 3,112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 990,000 | 1,941,000 | 2,852,000 | 3,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,290,000 | 39,839,000 | 39,616,000 | 39,144,000 |
| Total capital | 41,186,000 | 41,782,000 | 41,574,000 | 41,059,000 |
| Risk-weighted assets | 150,805,000 | 154,566,000 | 155,769,000 | 151,920,000 |