Call reports 2008
BANK OF O'FALLON — 2008
What BANK OF O'FALLON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 252,276,000 | 248,342,000 | 242,542,000 | 237,474,000 |
| Total loans | 162,371,000 | 164,824,000 | 173,285,000 | 175,426,000 |
| Allowance for loan losses | 2,411,000 | 2,429,000 | 2,491,000 | 2,581,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 62,700,000 | 63,984,000 | 62,799,000 | 53,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,432,000 | 208,943,000 | 199,054,000 | 200,395,000 |
| Interest-bearing deposits | 190,723,000 | 185,923,000 | 178,830,000 | 180,130,000 |
| Noninterest-bearing deposits | 22,709,000 | 23,020,000 | 20,224,000 | 20,265,000 |
| Equity capital | 37,773,000 | 38,155,000 | 37,588,000 | 35,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,263,000 | 6,367,000 | 9,446,000 | 12,457,000 |
| Interest expense | 1,625,000 | 3,140,000 | 4,594,000 | 6,011,000 |
| Net interest income | 1,638,000 | 3,227,000 | 4,852,000 | 6,446,000 |
| Noninterest income | 109,000 | 213,000 | 309,000 | 413,000 |
| Noninterest expense | 726,000 | 1,592,000 | 2,461,000 | 3,656,000 |
| Provision for loan losses | 60,000 | 121,000 | 186,000 | 307,000 |
| Pretax income | 961,000 | 1,727,000 | 2,514,000 | 2,896,000 |
| Income tax | 268,000 | 543,000 | 818,000 | 1,023,000 |
| Net income | 693,000 | 1,184,000 | 1,696,000 | 1,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,773,000 | 38,155,000 | 37,588,000 | 35,827,000 |
| Total capital | 39,627,000 | 40,036,000 | 39,534,000 | 37,768,000 |
| Risk-weighted assets | 147,780,000 | 149,908,000 | 155,125,000 | 154,614,000 |
Machine access — free, no API key
Every figure shown here about BANK OF O'FALLON — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.