Call report 2024Q2
WATERSTONE BANK — 2024Q2
The 22 measures WATERSTONE BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,288,425,000 | USD | evidence → |
| Total loans | 1,901,523,000 | USD | evidence → |
| Allowance for loan losses | 18,414,000 | USD | evidence → |
| Securities available for sale | 204,835,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,267,495,000 | USD | evidence → |
| Interest-bearing deposits | 1,154,363,000 | USD | evidence → |
| Noninterest-bearing deposits | 113,132,000 | USD | evidence → |
| Equity capital | 320,075,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 55,414,000 | USD | evidence → |
| Interest expense | 33,186,000 | USD | evidence → |
| Net interest income | 22,228,000 | USD | evidence → |
| Noninterest income | 47,003,000 | USD | evidence → |
| Noninterest expense | 57,682,000 | USD | evidence → |
| Provision for loan losses | -146,000 | USD | evidence → |
| Pretax income | 11,713,000 | USD | evidence → |
| Income tax | 3,112,000 | USD | evidence → |
| Net income | 8,601,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 338,459,000 | USD | evidence → |
| Total capital | 357,929,000 | USD | evidence → |
| Risk-weighted assets | 1,806,635,000 | USD | evidence → |