Call report 2023Q3
WATERSTONE BANK — 2023Q3
The 22 measures WATERSTONE BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,217,012,000 | USD | evidence → |
| Total loans | 1,808,514,000 | USD | evidence → |
| Allowance for loan losses | 18,553,000 | USD | evidence → |
| Securities available for sale | 194,399,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,271,365,000 | USD | evidence → |
| Interest-bearing deposits | 1,143,380,000 | USD | evidence → |
| Noninterest-bearing deposits | 127,985,000 | USD | evidence → |
| Equity capital | 314,373,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 73,399,000 | USD | evidence → |
| Interest expense | 34,323,000 | USD | evidence → |
| Net interest income | 39,076,000 | USD | evidence → |
| Noninterest income | 63,121,000 | USD | evidence → |
| Noninterest expense | 89,869,000 | USD | evidence → |
| Provision for loan losses | 829,000 | USD | evidence → |
| Pretax income | 11,238,000 | USD | evidence → |
| Income tax | 2,118,000 | USD | evidence → |
| Net income | 9,120,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 337,531,000 | USD | evidence → |
| Total capital | 357,685,000 | USD | evidence → |
| Risk-weighted assets | 1,794,316,000 | USD | evidence → |