Call report 2020Q4
WATERSTONE BANK — 2020Q4
The 22 measures WATERSTONE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,181,407,000 | USD | evidence → |
| Total loans | 1,777,140,000 | USD | evidence → |
| Allowance for loan losses | 18,823,000 | USD | evidence → |
| Securities available for sale | 160,619,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,256,562,000 | USD | evidence → |
| Interest-bearing deposits | 1,208,538,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,024,000 | USD | evidence → |
| Equity capital | 373,665,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 80,968,000 | USD | evidence → |
| Interest expense | 25,047,000 | USD | evidence → |
| Net interest income | 55,921,000 | USD | evidence → |
| Noninterest income | 238,725,000 | USD | evidence → |
| Noninterest expense | 180,233,000 | USD | evidence → |
| Provision for loan losses | 6,340,000 | USD | evidence → |
| Pretax income | 108,084,000 | USD | evidence → |
| Income tax | 26,963,000 | USD | evidence → |
| Net income | 81,121,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 370,696,000 | USD | evidence → |
| Total capital | 389,519,000 | USD | evidence → |
| Risk-weighted assets | 1,729,327,000 | USD | evidence → |