Call report 2018Q4
WATERSTONE BANK — 2018Q4
The 22 measures WATERSTONE BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,911,865,000 | USD | evidence → |
| Total loans | 1,520,763,000 | USD | evidence → |
| Allowance for loan losses | 13,249,000 | USD | evidence → |
| Securities available for sale | 198,487,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,083,912,000 | USD | evidence → |
| Interest-bearing deposits | 1,035,240,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,672,000 | USD | evidence → |
| Equity capital | 380,897,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 74,659,000 | USD | evidence → |
| Interest expense | 19,578,000 | USD | evidence → |
| Net interest income | 55,081,000 | USD | evidence → |
| Noninterest income | 116,621,000 | USD | evidence → |
| Noninterest expense | 132,524,000 | USD | evidence → |
| Provision for loan losses | -1,060,000 | USD | evidence → |
| Pretax income | 40,238,000 | USD | evidence → |
| Income tax | 9,516,000 | USD | evidence → |
| Net income | 30,722,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 382,534,000 | USD | evidence → |
| Total capital | 395,783,000 | USD | evidence → |
| Risk-weighted assets | 1,468,629,000 | USD | evidence → |