Call report 2016Q4
WATERSTONE BANK — 2016Q4
The 22 measures WATERSTONE BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,787,453,000 | USD | evidence → |
| Total loans | 1,403,132,000 | USD | evidence → |
| Allowance for loan losses | 16,029,000 | USD | evidence → |
| Securities available for sale | 235,534,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,014,177,000 | USD | evidence → |
| Interest-bearing deposits | 972,223,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,954,000 | USD | evidence → |
| Equity capital | 373,705,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 64,931,000 | USD | evidence → |
| Interest expense | 20,327,000 | USD | evidence → |
| Net interest income | 44,604,000 | USD | evidence → |
| Noninterest income | 123,496,000 | USD | evidence → |
| Noninterest expense | 125,877,000 | USD | evidence → |
| Provision for loan losses | 380,000 | USD | evidence → |
| Pretax income | 41,866,000 | USD | evidence → |
| Income tax | 15,556,000 | USD | evidence → |
| Net income | 26,310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 373,573,000 | USD | evidence → |
| Total capital | 389,602,000 | USD | evidence → |
| Risk-weighted assets | 1,320,681,000 | USD | evidence → |