Call report 2014Q4
WATERSTONE BANK — 2014Q4
The 22 measures WATERSTONE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,777,379,000 | USD | evidence → |
| Total loans | 1,220,063,000 | USD | evidence → |
| Allowance for loan losses | 18,706,000 | USD | evidence → |
| Securities available for sale | 270,701,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 986,950,000 | USD | evidence → |
| Interest-bearing deposits | 956,637,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,313,000 | USD | evidence → |
| Equity capital | 345,234,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 63,877,000 | USD | evidence → |
| Interest expense | 22,523,000 | USD | evidence → |
| Net interest income | 41,354,000 | USD | evidence → |
| Noninterest income | 82,329,000 | USD | evidence → |
| Noninterest expense | 103,262,000 | USD | evidence → |
| Provision for loan losses | 1,150,000 | USD | evidence → |
| Pretax income | 19,254,000 | USD | evidence → |
| Income tax | 6,822,000 | USD | evidence → |
| Net income | 12,432,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 343,483,000 | USD | evidence → |
| Total capital | 357,514,000 | USD | evidence → |
| Risk-weighted assets | 1,117,853,000 | USD | evidence → |