Call reports 2026
FARMERS AND MERCHANTS STATE BANK — 2026
What FARMERS AND MERCHANTS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 172,888,000 | 180,435,000 |
| Total loans | 138,954,000 | 148,107,000 |
| Allowance for loan losses | 1,827,000 | 1,967,000 |
| Securities available for sale | 21,829,000 | 21,300,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 140,795,000 | 137,272,000 |
| Interest-bearing deposits | 107,919,000 | 110,643,000 |
| Noninterest-bearing deposits | 32,876,000 | 26,629,000 |
| Equity capital | 17,997,000 | 18,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,015,000 | 6,051,000 |
| Interest expense | 964,000 | 1,874,000 |
| Net interest income | 2,051,000 | 4,177,000 |
| Noninterest income | 141,000 | 308,000 |
| Noninterest expense | 879,000 | 1,739,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 1,213,000 | 2,302,000 |
| Income tax | 58,000 | 112,000 |
| Net income | 1,155,000 | 2,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,786,000 | 19,195,000 |
| Total capital | 20,663,000 | 21,212,000 |
| Risk-weighted assets | 156,550,000 | 163,616,000 |