Call reports 2012
FARMERS AND MERCHANTS STATE BANK — 2012
What FARMERS AND MERCHANTS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 81,226,000 | 82,155,000 | 86,336,000 | 86,702,000 |
| Total loans | 68,584,000 | 71,769,000 | 72,129,000 | 74,864,000 |
| Allowance for loan losses | 1,034,000 | 1,136,000 | 1,133,000 | 962,000 |
| Securities available for sale | 6,485,000 | 6,099,000 | 5,992,000 | 6,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,452,000 | 73,169,000 | 76,978,000 | 74,542,000 |
| Interest-bearing deposits | 60,383,000 | 61,274,000 | 64,352,000 | 58,355,000 |
| Noninterest-bearing deposits | 12,069,000 | 11,895,000 | 12,626,000 | 16,187,000 |
| Equity capital | 7,792,000 | 7,998,000 | 8,319,000 | 8,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,185,000 | 3,280,000 | 4,335,000 |
| Interest expense | 167,000 | 326,000 | 482,000 | 635,000 |
| Net interest income | 939,000 | 1,859,000 | 2,798,000 | 3,700,000 |
| Noninterest income | 97,000 | 204,000 | 308,000 | 408,000 |
| Noninterest expense | 421,000 | 859,000 | 1,285,000 | 1,726,000 |
| Provision for loan losses | 82,000 | 182,000 | 202,000 | 202,000 |
| Pretax income | 533,000 | 1,022,000 | 1,619,000 | 2,180,000 |
| Income tax | 23,000 | 44,000 | 70,000 | 90,000 |
| Net income | 510,000 | 978,000 | 1,549,000 | 2,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,605,000 | 7,826,000 | 8,149,000 | 7,950,000 |
| Total capital | 8,471,000 | 8,734,000 | 9,054,000 | 8,896,000 |
| Risk-weighted assets | 69,121,000 | 72,378,000 | 72,191,000 | 75,646,000 |